Direct Lender Payday Loans

A direct payday lender offers cash to a borrower without a broker or intermediary. Intermediaries and brokers have had an effect on how this industry operates.

Today, brokers or intermediaries will request your personal and financial information, followed by selling this information to the company that offers the highest bid. As a borrower, you should be concerned about the security and safety of the information that you provide. Many financial experts suggest that borrowers rather look for companies that provide money directly.

Making the choice to deal with an intermediary will also increase your total costs, which could even lead to you landing up in what is known as Payday Loan consolidation. When you want to borrow money look for a reliable and trustworthy firm that is transparent about the costs involved.

Same Day Deposit Online Payday Loans

We will work hard to help you obtain one of the direct payday loans that offer a same-day deposit. If you would like to receive your deposit on the day that you applied for the loan, you need to ensure your application is in before 11.30 AM. This will not guarantee that you will receive your pay out on the same day, but it will increase the likelihood of receiving your loan later on in the afternoon or evening. If you apply for a loan on a weekend, the money will only be deposited into your account on Monday.

Fast Processing

Many companies offer fast guaranteed money to borrowers, as a way to draw in customers to their sites. It is one of the easier ways to handle a crisis or an emergency with a guaranteed cash pay out. Most loans are processed efficiently, with many that are paid out on the same day or the next business day.

It is essential to use a loan provider backed by a solid reputation. When applying before 11.30 AM EST, you might be able to receive your money later on in the day.

Do Direct Lenders Conduct Credit Checks?

A loan without a credit check is misinforming when it comes to the public. Most direct lenders conduct what is known as a “soft” credit check that will usually not have an impact on your credit or credit score as it won’t be going through one of the main agencies such as Experian.

Are The Direct Lenders Legitimate?

The most reliable lenders are the ones with expert intelligence and underwriting technology that is used to analyze the financial position of the borrower. They also take into consideration the availability and affordability of the borrower. Their websites are transparent. It is important that you only apply for the amount that you know you can afford to pay back.

What Do The Direct Payday Lenders Require?

There are a few requirements that you will need to fulfill in order to apply. For example, you need to be 18 years of age or older, have a job that pays you every month, have a checking account that is active, and you cannot be employed actively by the military. A checking account is one of the requirements, as the issuer uses this account to deposit your funds once your loan is approved.

Are They Fast?

Yes, they provide one of the fastest loan borrowing processes. The entire process involves a quick form that needs to be completed. If you are faced with a crisis whereby you need money fast, you can choose one of these providers to help you get the money you need as quickly as possible. It is important to find a company that has no hidden fees or charges. Review how credible the company is and look for the firms that are backed by a great reputation and high-quality services.

How Long Does The Process Take?

Applications are typically processed in a few minutes and you will know whether your application was approved or not on the same day. Once you submit your application, financial experts will verify the application. Once approved, the loan will be released and paid into your account on completion of the verification process.


The best companies will not request an upfront fee. It is advisable to stay away from any firm that asks for an upfront fee.